Welcome to MDL Financial Services

We are Cavan's leading independent financial services company specialising in investments, pensions, protection products, mortgages and commercial finance.

Our aim is to exceed your needs and expectations by offering products with the best protection cover and wealth creation potential, which meet your individual needs.  We appreciate that every persons needs are different and that is why we tailor all our solutions to match your particular circumstances.

At MDL Financial Services we identify your financial needs by reference to the total hierarchy of needs before we make any recommendations, taking into account your personal details, existing assets, liabilities and protection provisions.

Our approach to investment is based firstly on asset allocation, risk profile, term of investment and we aim to tailor your investment portfolio to suit your individual circumstances, whether through off-the-shelf or bespoke products.

Protection is a key part of financial planning, and it is vital that you have sufficient protection policies to protect your assets, prior to building an investment portfolio.  Have you thought how your family or dependents would survive in the event of something happening to you or your spouse.  Your income is probably your biggest asset, and you should insure that you have sufficient cover in place in the event that you were unable to work through illness or injury.  At MDL Financial Services we will review your existing protection policies to ensure that you are adequately covered.

Retirement planning through a pension is a tax efficient method of ensuring that you continue to enjoy a similar quality of life at the end of your working life.  Generally people are living longer and leading more active lives in retirement. As a result it is more important than ever for you to think about where your income will come from when you retire. Your state pension will provide you with a basic level of retirement income, provided you qualify. When planning for retirement you will need to decide whether this is enough to live on in retirement and if not where your additional income will come from.  It is important for you to take control of your retirement planning and make decisions regarding your pension. 

Broadly speaking most peoples’ pensions come from one or more of the following:

Whether you are self-employed, a company director or a PAYE earner, it is better and less expensive to start a pension sooner rather than later.

Independent advice from MDL Financial Services now will ensure you have the necessary funds to enjoy an active retirement.

Arranging a Mortgage to purchase a home or investment property can be a daunting experience.  At MDL Financial Service our experienced staff arrange mortgages every day of the week, so whether you’re a first time buyer, trading up, switching your mortgage provider, a property investor or simply want to release equity in your home, MDL Financial Services is here to take the hassle out of getting your mortgage so you can concentrate on getting the home of your dreams.

Some of the advantages of using MDL Financial Services are:

We hold agencies with all lenders, who we believe, offer a quality service and the most competitive rates in the market.